Common Mistakes to Avoid When Filing an Insurance Claim Following A Truck Accident
It’s no hidden fact that filing a compensation claim after a truck accident can be a tedious matter. There are a lot of legalities to go through and several common pitfalls that you should avoid. To help you avoid these, here is a list of some of the common mistakes that people make when filing a claim against an insurance company:
Not Seeking Medical Attention Right Away
If you don’t seek medical attention following a truck accident, the insurance company may consider this a loophole and a discrepancy in your claim regarding the cause and severity of your injuries. Remember, you can only strengthen your claim when you seek medical attention. Not to mention, regardless of insurance, your health must always come first.
Not Getting an Official Police Report
Following the accident, not calling the police right away can lead to disputes about whether the accident occurred or caused the injuries of the victim. Additionally, without an official police report, you risk losing helpful information, such as investigation notes and the cause of the crash.
Not Getting Contact Information
Failure to get the contact information from the negligent truck driver is a big no-no. It may also be impossible to get it from witnesses. Make sure to obtain the contact information of the other driver or you might never be able to contact him or her again.
Not Taking Photos or Video
Failure to take photos or video of the crash scene can make you lose crucial information that you can use to prove the negligence of the truck driver. This is also why you or someone on your behalf should take the contact information of witnesses, because they may have taken pictures or video of the accident that you can eventually use in court.
Not Going Through a Follow-Up on Healthcare
When you don’t complete your treatment, your doctor may not be a good witness, which could hurt your claim. Additionally, the insurance company will know about this and may argue that you don’t have any serious injuries, which could also significantly affect your claim.
Giving a Recorded Statement to an Insurance Company
It is not a good idea to provide an insurance company with a recorded statement, as you are not required to do this. The reason behind this is that you might say something that can be used against you in court. As such, it’s best to leave matters like this in the hands of a lawyer.
Not Hiring A Lawyer
It’s a huge mistake not to hire an attorney following a truck accident. An attorney can help you navigate all the legal matters in the case and assure you the compensation that you deserve.
Signing a Blanket Medical Authorization
Another thing that you shouldn’t do is to sign a blanket medical authorization for the insurance company. When you do this, you give the adjuster the power to acquire relevant and private medical information about you. That is why you should be wary of documents that the company is asking you to sign. Always review these thoroughly and pass it through your lawyer before signing.
Accepting Early Settlement
Do not accept a settlement without consulting with your lawyer first. Taking an early settlement may not get you the compensation that you deserve.
Knowing these common mistakes will help you handle a truck accident better, should you find yourself or someone you know in such a situation. A personal injury attorney is significant in the process, so make sure that you have a good one by your side.
If you need a personal injury attorney in Atlanta, GA, we’re a reliable law firm that you can call for help. Contact us today for a consultation.